Whenever a car insurance claim is claimed carelessly, there are higher chances of getting the claim rejected or denied. No matter whether you are working with a professional car accident attorney, a single mistake while filing a claim can take a toll on the consequences. Here are a few mistakes that you should avoid making while filing an auto insurance claim.

Mistake #1: Not notifying the police about the crash

Probably the biggest mistake that you can make is not notifying the police about the accident. If you’re doing that to avert legal hassles, you need to know that a single mistake will dig you deeper into legal issues. If you wish to file a claim for the losses that you incurred, you have to inform the police and file an FIR. On the other hand, if you want to raise the claim for the losses that you incur due to the theft of your vehicle, you should file an FIR too. 

Mistake #2: Filing a PI claim when you shouldn’t

If you bought your own damage cover for your vehicle and that caused slight damage to your car, you should not file a claim. The two things to keep in mind are deductible and NCB discount. In case the cost of repairing your vehicle is less than your deductible, you won’t receive anything. Hence, it is better not to file a claim. On the contrary, if the cost of repair is slightly more than your deductible, filing a claim is also not worth it. You should only file claims when the cost of repair is higher than the NCB discount. 

Mistake #3: Shifting the vehicle from the accident spot

We are aware of the fact that evidence plays an important role in deciding the fate of your car insurance claims. But if you make the mistake of moving your car far away from the spot of the accident, you are actually tampering with evidence. Instead, you should wait for the police to arrive and enquire about the accident so that you can gain the right information about the FIR.

Now that you clearly understand the mistakes that you should avoid while filing a claim, don’t commit them if you want a favorable outcome. Get in touch with a lawyer so that he can help you with a professional approach to filing a personal injury claim.